Technology
Read the storyA $340M SaaS carve-out bound in five days without a single re-keyed warranty
Four carrier bids returned inside 72 hours of submission.
Stoa replaces traditional Warranty & Indemnity underwriting and legal validation cycles with AI-powered due diligence, connecting dealmakers and carriers on a single, cryptographically auditable marketplace.
Uploads are encrypted, confidential, and isolated to your organisation.
Live on the panel
AI extraction pre-fills the submission, so brokers verify a populated deal file instead of re-keying it. Days become minutes.
One submission reaches the whole carrier panel at once. No minimums, no parallel email threads, no version drift.
Every warranty is scored against sector coefficients and disclosure gaps, so underwriters price the risk rather than hunt for it.
Each submitted package is SHA-256 hashed into a locked snapshot. Traceability from first upload to bound policy.
Four cover structures, one verified deal file, and the same panel of carriers pricing against it.
Buy-side and sell-side representations & warranties cover for transactions from $20M to $2B, underwritten from a single verified submission rather than a re-keyed questionnaire.
Measured across transactions submitted through the Stoa marketplace. Figures are illustrative of the platform model and are not a quotation or an offer of cover.
Why Choose Stoa
Every capability below exists to remove a step a human currently repeats by hand.
LLM extraction turns raw data-room documents into a structured, field-confidence-scored underwriting grid in minutes, not weeks.
Every representation & warranty is scored Low, Medium, or High using sector coefficients and disclosure-gap detection.
Every submitted deal is hashed into a locked version snapshot. Parameter changes create new versions — never silent overwrites.
Carriers configure limit, retention, and rate on line against one un-mutated risk report. Premium is computed automatically.
Intralinks, Datasite, and ShareVault connect directly, so the data room stays the single source of truth.
Row-level security isolates every broker organisation and gates carrier visibility to deals that have left draft status.
Why Stoa Compounds
Every placement trains Stoa's underwriting and pricing models. The risk engine sharpens with each deal and gets harder to replicate over time.
More carriers mean tighter, more competitive pricing; more quality deal flow attracts more carriers. The loop reinforces itself.
SHA-256 versioned snapshots plus SOC 2, GDPR, FCA and NYDFS readiness make Stoa trusted at institutional scale across US, UK and EU.
Four stages, each one removing work the market currently does twice.
Drop SPA drafts, financial models, and disclosure schedules — or connect a live VDR.
The async extraction engine parses documents and populates the deal metadata grid.
The underwriting matrix scores every warranty and drafts specific exclusions in real time.
Carriers inspect the locked risk report and submit structured, comparable bids.
Four carrier bids returned inside 72 hours of submission.
Contingent risk isolated with a defined ceiling before signing.
Read the storyEvery carrier priced the identical, hash-verified package.
Read the story“We submitted once and had four comparable bids back before the end of the week.”
M&A Partner, mid-market PE
“The exclusions were drafted against our actual documents, not a boilerplate template.”
Transaction Services Lead
“Underwriting a deal from a locked, hash-verified package removes the arguing about versions.”
W&I Underwriter
“Fifteen minutes to submit. That used to be a two-day exercise in re-typing.”
Corporate Development Director
“The risk heatmap tells us where to spend our diligence hours before we open a single PDF.”
Head of Underwriting, MGA
Two sides of the same record — neither one re-keying what the other already entered.
PE firms and M&A advisors submit a deal once, in under fifteen minutes, and receive structured, comparable bids from vetted carriers — without a single re-keyed field.
Underwriters review the un-mutated deal package alongside the automated Stoa Risk & Exclusions Report, then configure limit, retention, and rate on line in one workspace.
Submit a transaction package and receive structured carrier bids on a fully auditable marketplace.